Comprehensive dental treatment is an investment, and for many patients across Garfield, Pitkin, and Eagle Counties, the cost of care is the one thing standing between them and the treatment they need. At Rivers Dentistry, we want that barrier removed. Whether you are looking at a single procedure or a more involved treatment plan, we offer financing solutions designed to fit real budgets so you can move forward with your care without putting it off.
Dental treatment costs vary widely depending on what you need, and not every financing option is built the same way. That is why we partner with multiple lenders that cover a range of treatment costs. Whether you are scheduling a standard procedure or planning something more involved like dental implants or a full-arch restoration, there is an option that can work for you.
Cherry is our primary financing partner and the option we recommend first. It offers flexible payment plans and a straightforward approval process. Many Cherry financing plans do not carry interest rates (0% interest for the life of the agreement)
For patients whose treatment involves a larger investment, such as comprehensive implant dentistry or All-on-X cases, Proceed Finance is available and can cover treatment costs up to $50,000.
Our financing options include:
Beyond third-party financing, we also accept HSA and FSA funds, cash, check, and major credit cards. If you have funds set aside in a health savings or flexible spending account, dental treatment is one of the best ways to put that money to work before it expires.
During your visit, Dr. Rivers will review your oral health and walk you through any recommended treatment. All costs are discussed openly before anything begins, so you always know what you are looking at.
Once Dr. Rivers has outlined your recommended treatment, our team will go over the full cost with you. We believe in transparency, and we will never push you into treatment without making sure you understand the financial side of things first.
Our team will help you identify which financing option makes the most sense for your situation. If you are applying through Cherry or Proceed Finance, the application process is handled quickly so you can get a decision without delay.
Once financing is in place, we schedule your treatment and get started. Our goal is to make this part of the process feel simple, so your focus can stay on your care rather than your paperwork.
Getting started with financing at Rivers Dentistry is straightforward. Here is what the process looks like from your first conversation with us to the day your treatment begins.
Patients often have questions about how financing works in a fee-for-service dental practice. Here are a few of the most common ones we hear.
Cherry, our primary financing partner, has a high approval rate and works with a wide range of credit profiles. If you are concerned about qualifying, Cherry is a good first step. For larger treatment cases, Proceed Finance is another option worth exploring. Our team can walk you through both during your visit.
Yes. If your insurance covers a portion of your treatment, financing can be used to cover whatever remains after your benefits are applied. Many patients combine insurance reimbursements with a financing plan to manage their out-of-pocket costs in a way that feels manageable.
0% financing options may be available depending on the plan and promotion at the time of your visit. Our team will go over current terms with you when you are ready to apply so you have accurate information before making any decisions.
Quality dental care should be accessible. We offer multiple financing options to help you invest in your oral health without financial stress.
